How much Medical Billing Specialist make in NJ? In 2025, most earn $45,000 to $55,000 a year, or about $22 to $26 per hour. Find out what affects pay, best cities, and easy ways to make more.
Hey, have you ever thought about working in healthcare without seeing patients all day? My friend Sarah did. She got tired of her old job and trained to become a medical billing specialist in New Jersey. Now she makes good money from home, handling insurance claims and codes. If you’re wondering how much medical billing specialists make in NJ, you’re in the right spot. Let’s chat about it like friends – I’ll keep it simple and share the latest 2025 numbers.
Quick Key Takeaways
- Most medical billing specialists in New Jersey earn around $48,000 to $55,000 a year – that’s higher than many other states.
- You can start at about $42,000 with no experience, but certified pros often hit $55,000 or more.
- Places near New York City pay the best, sometimes 5-10% extra.
- Getting a certification like CPC can add $5,000 to $10,000 to your paycheck each year.
- Jobs are growing fast because more people need healthcare.
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Average Salary in New Jersey (2025)
Right now in 2025, the average pay for a medical billing specialist in NJ sits between $45,000 and $55,000 a year. That works out to about $22 to $26 per hour if you work full-time.
Sources like Salary.com, ZipRecruiter, Indeed, and Glassdoor all agree on this range. Some spots say closer to $46,000 for basic roles, while others hit $54,000 when you add coding skills. New Jersey pays more than the national average because healthcare is big here – think all those hospitals and clinics. It’s often one of the top states for this job!

Salary by Experience Level
Your pay grows as you learn more. Here’s a simple breakdown:
- Entry-level (0-2 years): $40,000 to $48,000 a year. Fresh starters often begin around $20-22 per hour.
- Mid-level (3-5 years): $48,000 to $55,000. You handle tougher claims and get better at it.
- Senior level (5+ years): $55,000 to $65,000 or more. Experts who know special areas like surgery billing earn the most.
Imagine starting like Sarah did with no experience. After a couple years and some practice, her salary jumped almost 20%. Experience really pays off!
How Certifications Boost Your Pay
Want a quick way to earn more? Get certified! Things like CPC (Certified Professional Coder) or CPB (Certified Professional Biller) make a big difference.
Certified folks in NJ often add $5,000 to $10,000 a year compared to those without. One person I heard about went from $45,000 to $56,000 just by passing the CPC test. It’s like proving you know your stuff – bosses love it and pay extra.

Top Paying Cities in NJ
Where you work matters a lot in New Jersey. Northern areas near New York City pay the highest because life costs more and hospitals are busy.
Here are some top spots:
- Hackensack and Union City: Often $50,000+ average.
- Newark and Princeton: Close behind, with extras for big clinics.
- North Bergen and Hoboken: Great for starters too.
Southern NJ might pay a bit less, but you get lower living costs. Moving to a high-pay city could add a few thousand dollars without much effort.

Factors That Affect Your Salary
A few things change how much you make as a medical billing specialist in NJ:
- Location – closer to NYC means higher pay.
- Employer type – big hospitals pay more than small doctor’s offices.
- Skills – knowing both billing and coding? That’s a bonus.
- Remote work – many jobs let you work from home now, and pay stays the same.
Remote roles are trending in 2025, so you can live anywhere in NJ and still earn top dollars.
Job Outlook and Demand in NJ
Good news – this job is growing! Experts say about 8-9% more spots through 2030 or so. Why? More older people need doctors, and insurance rules keep getting trickier.
New Jersey has tons of healthcare spots, from huge hospitals to local clinics. That means steady work and chances to move up.
Tips to Earn More as a Medical Billing Specialist
Ready to make more money? Try these easy steps:
- Get certified fast – CPC or CPB courses are short and helpful.
- Learn coding too – billing + coding jobs pay $50,000 to $62,000.
- Gain experience in busy areas like pain management or surgery.
- Ask for a raise after a year, or look for better jobs.
- Network with others – join groups to hear about openings.
Sarah did these and now earns way above average. You can too!
Benefits and Total Compensation
Pay is not just the salary. Many jobs give health insurance, paid time off, and retirement plans. Some even pay for more training. All that can add thousands to your total package.
Picture this: You’re helping doctors get paid right, patients avoid big bills, and you have a stable job with nice perks. That’s life as a medical billing specialist in NJ.
Start today – look into a quick certification course or check job sites. You could be earning a solid paycheck soon. What do you think – ready to give it a try?
Frequently Asked Questions (FAQs) How Much Medical Billing Specialist Make in NJ
What is the average medical billing specialist salary in NJ?
In 2025, it’s around $48,000 to $55,000 per year, or $22 to $26 per hour. This comes from sites like Salary.com, ZipRecruiter, and Indeed. Pay is higher than the national average because NJ has lots of busy healthcare places.
How much do entry-level medical billers make in New Jersey?
New starters usually earn $40,000 to $48,000 a year, about $20-23 per hour. With some training or in big cities, you can start higher. Experience helps it grow fast.
Does certification increase medical billing pay in NJ?
Yes! Certifications like CPC or CPB add $5,000 to $10,000 yearly. Bosses pay more for proven skills in coding and claims. Many see a quick boost after passing the test.
Which NJ cities pay medical billing specialists the most?
Hackensack, Union City, Newark, Princeton, and North Bergen top the list. They often pay 5-10% above the state average, thanks to big hospitals and higher living costs near NYC.
Is medical billing and coding salary higher than billing only in NJ?
Yes, combined billing and coding roles average $50,000 to $62,000. The extra coding skills handle more complex work, so pay jumps compared to billing alone.
What is the job outlook for medical billing in New Jersey?
It’s strong with 8-9% growth expected through 2030-2033. More people need healthcare, and rules are complicated, so demand stays high. Lots of openings in hospitals and clinics across the state.
